Free Financial Calculators for Canadian Families

Province where you live

The territories (Yukon, Northwest Territories, Nunavut) are not modelled yet — we do not apply British Columbia rules to them.

Married or common-law, leaving everything to your spouse

Assets rolled to a spouse transfer at cost — the tax is deferred until your spouse sells or dies.

Value of your home (CAD)

$

Your principal residence passes tax-free.

RRSP / RRIF balance (CAD)

$

Without a spousal rollover the full balance is taxed as income in the final return.

TFSA balance (CAD)

$

A TFSA passes tax-free — name a successor holder or beneficiary to skip probate too.

Non-registered investments (CAD)

$

What those investments cost you (CAD)

$

Half of the growth above this cost is taxed at death.

Debts the estate must repay (CAD)

$

Estate settlement