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Pay down the mortgage or invest

The same extra money, five ways, measured on the same date

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The territories (Yukon, Northwest Territories, Nunavut) are not modelled yet — we do not apply British Columbia rules to them.
Tax year2025 rates (the only year we hold)
$
Used only to work out the RRSP tax saving.
$
%
yrs
$
The same amount is used in every option below.