Demo data
WC

Assumptions on file

Every assumption is a single number, with what it drives and where it comes from. Override any value with your own — then press Update plan to re-run your goals and recommendations.

Assumption
Value
Source
Override
Inflation
2.10% / yr
Statistics Canada
All-items CPI, 10-year national average to Dec 2025
Canada Pension Plan indexation
2.10% / yr
Service Canada
Canada Pension Plan benefits indexed annually to CPI
OAS clawback threshold
90,997 CAD
Canada Revenue Agency
2026 OAS recovery-tax threshold
Wei Chen
Wage growth
2.80% / yr
Statistics Canada
Average weekly earnings, 10-year national average
Life expectancy
88 yrs
Statistics Canada
Life tables 2020–2022, cohort life expectancy at birth
Aiko Nakamura
Wage growth
2.80% / yr
Statistics Canada
Average weekly earnings, 10-year national average
Life expectancy
91 yrs
Statistics Canada
Life tables 2020–2022, cohort life expectancy at birth
Lin Chen
Life expectancy
91 yrs
Statistics Canada
Life tables 2020–2022, cohort life expectancy at birth
Kai Chen
Life expectancy
88 yrs
Statistics Canada
Life tables 2020–2022, cohort life expectancy at birth
Maya Chen
Life expectancy
91 yrs
Statistics Canada
Life tables 2020–2022, cohort life expectancy at birth
Hua Chen
Life expectancy
91 yrs
Statistics Canada
Life tables 2020–2022, cohort life expectancy at birth
Yuki Nakamura
Life expectancy
88 yrs
Statistics Canada
Life tables 2020–2022, cohort life expectancy at birth