Insurance & benefits
Everything the household is already covered for — life, critical illness, disability, long-term care, and what comes with work. Upload what you have and we'll show you what it actually protects.
Coverage Analysis
Term policies stop on their end date, workplace life ends when the job does, and a permanent policy slowly grows.
Policy Summary
Wei Chen
Manulife
Life — term
- Coverage amount
- $500,000
- Policy number
- ****3391
- Premium
- $68 / month
- Covers until
- 2041 (20-year term)
- Beneficiary
- Aiko Nakamura (100%)
Source document:
Canada Life
Critical illness
- Coverage amount
- $100,000
- Policy number
- ****7742
- Premium
- $94 / month
- Covers until
- Age 75
Source document:
Sun Life (group plan)
Workplace benefits
Ends if the job ends- Coverage amount
- $220,000
- Employer
- Cascadia Systems Inc.
- Included in the plan
- Life — 2× salary · Short-term disability · Extended health · Dental
Source document:
Manulife (long-term care)
Long-term care
- Monthly benefit
- $4,000 / month
- Policy number
- ****8814
- Premium
- $168 / month
- Starts paying after
- 90 days of care
- How long it pays
- 5 years of benefits
- Inflation protection
- 2% a year
- Coverage lasts
- For life
Aiko Nakamura
RBC Insurance
Disability
- Monthly benefit
- $3,800 / month
- Policy number
- ****5108
- Premium
- $121 / month
- Starts paying after
- 90 days
- Pays until
- To age 65
- Benefit taxed?
- No — tax-free
Source document:
Sun Life (participating whole life)
Life — permanent
- Coverage amount
- $250,000
- Policy number
- ****2260
- Premium
- $312 / month
- Covers until
- For life
- Beneficiary
- Wei Chen (100%)